True Integrated Receivables

Receive and process any payment type—check (RDC), ACH/EFT, credit and debit card, cash—from any payment channel—mailed-in, lockbox (in-house or outsourced), called-in, in-person, AutoPay (automatic debit), electronic recurring, online and mobile—all on a single, cloud-based integrated receivables platform.

ETran comes equipped with Intelligent Invoice Matching and Electronic Invoice Presentment and Payment (EIPP) services in order to match customers' payment information to outstanding invoices with accuracy.

Capable of receiving open invoice and customer information via batch file or real-time API calls, ETran is able to automatically match incoming payments to invoices, reducing the time your A/R team spends on matching data and helping the way you apply cash into back-office systems.

ETran seamlessly integrates with any back-office system in either batch or real-time to accelerate and automate cash application.

Convenient SaaS delivery and artificial intelligence services–easily add new locations, logins, sites, customer account data, methods, channels, and solutions as your business grows and evolves.

ETran adapts to your ever-evolving business needs and links to your existing relationships. Agnostic by design, the ETran integrated receivables platform helps maximize flexibility and scalability by being compatible with your banks/financial institutions, credit merchant processor, check scanner, and back-office system(s).

ETran is configurable down to the user-level across multiple brands, LOBs, logins, locations, solutions, sites, customers and more. ETran starts where your business needs are today, and paves the way for you to evolve your A/R for years to come.

Upon login to the ETran system, users have complete oversight, visibility and direct access to all receivable items via a secure, unified interface.

Internal A/R teams can also improve oversight by utilizing ETran's robust search and reporting tools to analyze current business processes. Tailored to your unique business requirements, search and report can provide actionable insights and costs savings research for your business and clients. 

Reduce risk and enable enhanced security, support and payments privacy. With ETran's cloud-based architecture, you get the unique benefits of multiple layers of compliance and proactive security.

First, you'll gain PCI and HIPAA compliance directly at the ETran site layer. Second, you'll benefit from the industry-leading proactive security policies and an additional layer of compliance (PCI, HITRUST/HIPPA, SSAE16 and more). For more information, visit our hosting partner, Armor.

Traditional legacy accounts receivable systems and dashboards that lack the ability to process, post and manage all incoming receivable items from a single platform (a.k.a. silos) are a major hinderance within businesses' receivable processes.

Reliance on multiple dashboards cobbled together that lack efficiency and visibility across your business only slows your internal operations, delays your cash flow, and ultimately, creates more work for your A/R organization. Like we always say, each time your A/R team has to touch or review a payment, it costs you money.

By leveraging integrated receivables technology, you can address, tear down, and put a 'stop' to silos in your accounts receivables. With the ability to process any payment type from any channel and post the remittance detail to your back-office system(s), all in a single pass, you can streamline your A/R operations.

Unlike a dashboard that only displays transactions from disparate receivables systems, a truly integrated receivables solution can accept, process, apply and post any payment type—check, ACH/EFT, credit card, debit card, cash—via any channel—mailed-in, lockbox, called-in, in-person, online, mobile—on a single, secure (and compliant), SaaS platform.

ETran is a cloud-based solution that powers accounts receivables, across nearly every industry, by allowing internal teams to have complete oversight of all payment data for review, processing and posting into your back-office system(s). 

ETran is agnostic by design, maximizing efficiency, flexibility and scalability by being compatible with your existing banks/financial institutions, merchant processor relationships, and back-office system(s). Agnostic receivable management means you don’t have to change platforms or rebuild existing processes as your business needs  change today, tomorrow and years into the future.

FTNI's ETran solution is a cloud-based, modular suite delivered in a SaaS model. Software-as-a-service delivery means significantly reducing, if not completely eliminating, all costs and risks associated with having hardware and software managed on-site, as well as the dedicated staff and support needed to manage the on-premise systems.

With this cloud-based delivery, there is no requirement for dedicated support and IT staff to go through tedious, time-consuming cycles of research and upgrading services on an ongoing basis. Upon login, ETran's system is able to automatically check for the latest security policies and updates so that users can have seamless access to the newest version every time they enter the system.